Insurance for Landscapers and Landscaping Firms
Safeguarding Your Business While You Beautify the Community
Work with our team at Liberty when you need guidance from experts who understand the risks involved with landscapers.
We make sure to plug the gaps in your business coverage.
We Specialize in Insurance For:
Landscaping Businesses
Businesses that design and install landscapes, hardscapes, and outdoor structures require insurance to protect against property damage, errors in design, and potential injuries to workers or clients during installation.
Arborists & Tree Care Businesses
Tree trimming, removal, and arborist services come with inherent risks. Insurance is crucial to cover potential property damage, injuries from falling trees, and errors in tree care.
Lawn Care Businesses
These businesses provide services like mowing, trimming, fertilizing, and weed control. They need insurance to cover potential property damage, injuries to employees, and liability for accidents on client properties.
Landscape Architects
Professionals in landscape architecture need professional liability insurance to protect against claims of errors or omissions in their designs and recommendations.
Why Does Your Landscaping Business Need Insurance?
Does a Landscaping Business Need Business Support?
Business support services help you take the next step as a business owner. In fact, you may not realize all the options that are out there.
The Liberty Company offers HR, leadership, safety, educational, and other support services for our clients. This is incredibly important if you want your business to grow and build a legacy you can hand down throughout the generations.
Insurance Plans for Landscapers and Landscaping Firms
General Liability
Protects your business from consumer claims of injury or illness.
Commercial Liability
A commercial liability policy will protect your business from claims of property damage when your employees work in and around a client’s home.
Business Owner's Policy (BOP)
Combines your liability and property coverage. Also known as a Business Owner’s Policy, these coverages often help our clients save money.
Commercial Property
Commercial Property Insurance protects your business facilities, property, and holdings.
Commercial Auto
Commercial auto policies cover vehicles used for work—including personal vehicles used by staff, managers, or business owners.
Workers’ Comp
Required by law, workers’ comp programs offer medical payments and income replacement for injured team members.
Equipment Breakdown
The equipment you use could be wholly-owned or rented, and it could break down at any time. Protecting expensive gear is the best way to keep your crews working and maintain your bottom line.
Environmental Liability
If you’re accused of polluting the local environmental or cited by a local agency, you may file a claim against this policy to seek support for legal services, claims, fine, penalties, and more.
Umbrella and Excess
Umbrella and excess insurance provides greater limits and additional coverage to protect against catastrophic losses.
What Coverage Options are Right for Your Landscaping Business?
At Liberty, our team of experts can help you find the right coverage at the right price for your business.
How Does Insurance for Landscapers Work?
Review Your Needs
We cover every detail of your operation to make certain that you’re properly covered. This is the easiest way to avoid gaps in your business coverage.
Obtain Quotes From Our Partner Carriers
We have access to every carrier in the industry, allowing us to market your policy for the best price and level of coverage.
Learn About Policy Options
We’ll help you balance price and coverage while reviewing every quote we’ve received. Because we have existing relationships with commercial carriers, we know how to pinpoint the best policy for you.
Get Covered Right Away
We can close the deal quickly, bind coverage, and make sure that you or your landscaping agency is protected.
With diverse clients come diverse needs.
Working with our team at Liberty, you get the chance to:
- Assess your risks (given the nature of your work)
- Review the many exposures you have (and their severity)
- Look into coverages you might not necessarily need
- Save money on every policy
- Track claims
- Ensure that carriers are offering stellar service
Frequently Asked Questions about Landscaping Insurance
What insurance does a self-employed gardener need?
Self-employed gardeners may provide a wide range of services for their clients. As a result, you will need liability, property, pollution/environmental, and/or commercial auto coverage. Independent gardeners should also purchase health insurance for themselves and their families.
What insurance do temp agencies need?
Temp agencies need general and professional liability coverage, workers’ comp insurance, and possible commercial auto coverage, depending on the nature of their operations.
How to Choose Your Insurance Broker
At Liberty, we recommend you choose our team of experts because we offer expert guidance, quotes from all the best carriers, claims support, and a host of other options that will maximize the performance of your business.
Don’t hesitate to reach out. We can answer your questions, write coverage, and close the deal so you can get back to work.
