Behavioral Health Insurance Program
Specialized Insurance for Applied Behavioral Analysis (ABA) providers.
You face unique challenges as an Applied Behavioral Analysis (ABA) provider. The Liberty Company’s Behavioral Health Group understands these challenges, helping to protect your practice.
We have an EXCLUSIVE insurance program designed specifically with the needs of ABA agencies in mind.
Behavioral Health Insurance Program
Our exclusive program was created for ABA practices treating children and adults with autism and related disorders. Get protected against the unique risks your business faces.
Main Coverage Components
Professional Liability
Professional liability insurance is a coverage that protects your company against claims that a professional service you provided caused your client to suffer financial harm.
General Liability
General liability insurance protects your business against third-party claims of bodily injury or damage to someone else’s property caused by your operations.
Abuse & Molestation
This critical coverage responds to allegations of sexual/physical abuse and molestation and provides for defense costs and indemnification.
Auto Liability (Hired & Non-Owned)
Auto Insurance provides liability coverage for bodily injuries or property damage that you or your employees cause while driving for work.
Do you have questions about our insurance coverage options?
Ask a pro.
At Liberty, our team of experts can help you find the right coverage at the right price for your business.
Coverage Highlights
Our program has been helping ABA agencies like yours manage risk for over a decade. In addition, we also provide a number of valuable services with our program to help ensure your success.
Main Coverage
- Professional Liability ($1M-3M)
- General Liability ($1M-3M)
- Abuse and Molestation ($1M-3M)
- Hired & Non-Owned Auto (Up to $1M)
- Disciplinary Proceedings (Up to $100K)
Value-Added Services
- Occurrence-Based Policy
- Innocent Party Defense for Abuse
- Automatic Additional Insured Status
- Blanket Waiver of Subrogation
- Automatic Coverage for Employees
- HR Support Tools
- Risk Management & Loss Control
Subject to change based on policy terms, conditions, and underwriting limitations.
We offer flexible payment options for ABA agencies of all shapes and sizes!
Are you ready to protect your agency against risk? Our seasoned insurance professionals are ready to help.
Property Coverage Enchancements & Limits
Below are the property coverage enhancements available with our plan, and their relevant limits. As with our professional liability coverage, please note coverage and limits are subject to change based on policy terms, conditions, and underwriting limitations.
Computer and Funds Transfer Fraud
Employee Theft Incl. ERISA Compliance
Tenant Glass
Forgery and Alteration
Sewer Backup
Business Income
Property of Home Care Provider
Identity Theft Expenses
Executive Officer Replacement Expenses
ABA Articles & Resources
ABA Risk Assessment
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