Behavioral Health Insurance Program

Specialized Insurance for Applied Behavioral Analysis (ABA) providers.

Talk to an expert:
*available in all 50 states

You face unique challenges as an Applied Behavioral Analysis (ABA) provider. The Liberty Company’s Behavioral Health Group understands these challenges, helping to protect your practice.

We have an EXCLUSIVE insurance program designed specifically with the needs of ABA agencies in mind.

Behavioral Health Insurance Program

Our exclusive program was created for ABA practices treating children and adults with autism and related disorders. Get protected against the unique risks your business faces.

Main Coverage Components

Every policy through our program has four (4) main coverage components:

Professional Liability

Professional liability insurance is a coverage that protects your company against claims that a professional service you provided caused your client to suffer financial harm.

General Liability

General liability insurance protects your business against third-party claims of bodily injury or damage to someone else’s property caused by your operations.

Abuse & Molestation

This critical coverage responds to allegations of sexual/physical abuse and molestation and provides for defense costs and indemnification.

Auto Liability (Hired & Non-Owned)

Auto Insurance provides liability coverage for bodily injuries or property damage that you or your employees cause while driving for work.

Do you have questions about our insurance coverage options?
Ask a pro.

At Liberty, our team of experts can help you find the right coverage at the right price for your business.

Coverage Highlights

Our program has been helping ABA agencies like yours manage risk for over a decade. In addition, we also provide a number of valuable services with our program to help ensure your success.

Main Coverage

Policy Limitations:
  • Professional Liability ($1M-3M)
  • General Liability ($1M-3M)
  • Abuse and Molestation ($1M-3M)
  • Hired & Non-Owned Auto (Up to $1M)
  • Disciplinary Proceedings (Up to $100K)

Value-Added Services

What's Automatically Included:
  • Occurrence-Based Policy
  • Innocent Party Defense for Abuse
  • Automatic Additional Insured Status
  • Blanket Waiver of Subrogation
  • Automatic Coverage for Employees
  • HR Support Tools
  • Risk Management & Loss Control

Subject to change based on policy terms, conditions, and underwriting limitations.

We offer flexible payment options for ABA agencies of all shapes and sizes!

Are you ready to protect your agency against risk? Our seasoned insurance professionals are ready to help.

Property Coverage Enchancements & Limits

Below are the property coverage enhancements available with our plan, and their relevant limits. As with our professional liability coverage, please note coverage and limits are subject to change based on policy terms, conditions, and underwriting limitations.


Computer and Funds Transfer Fraud


Employee Theft Incl. ERISA Compliance


Tenant Glass


Forgery and Alteration


Sewer Backup


Business Income


Property of Home Care Provider


Identity Theft Expenses


Executive Officer Replacement Expenses

ABA Articles & Resources

ABA Risk Assessment

Ready to get started? Please fill out the following fields to get started on the form fill application.

Talk to an expert:
*available in all 50 states
ZoomInfo Form - ABA - Risk Assessment

Application Type

How can we help you?