General Liability

Liability insurance is crucial for businesses and specifically protects the assets of a business when the business is sued.

General liability insurance addresses accidents that may occur to a third party on a business premises, as well as any injuries or damages incurred as a result of using goods or services sold on premises. In addition to the financial limits of the policy, liability insurance can be designed to cover supplemental payments for attorney fees, court costs, and other expenses associated with a claim or the defense of a liability suit.

If your business utilizes and owns any vehicles, it is important to have commercial auto insurance. What type of policy and how much coverage your business requires is typically dependent on the type of driving your employees do.

At The Liberty Company Insurance Brokers, we are experts at determining the exact protection you and your business may need. The amount of needed coverage relies on a few key factors such as perceived risk and the state in which you operate. Please contact us today so we can provide you with solutions for the protection of your business assets.

An excess liability insurance policy acts as an umbrella to your basic liability insurance. This type of coverage kicks in when a claim is made against you that exceeds the amount of your existing liability coverage. Umbrella liability insurance provides a safety net when your other business coverage has been exhausted.