The Liberty Company offers personal insurance protection for your home, your car, and your personal property, with trusted and well-known providers like Mercury, Safeco, Travelers, Fireman's Fund, Hartford, Kemper, Progressive and many other major insurance companies. And we can help you protect your most valuable asset, your health, with numerous plans from Blue Cross, Blue Shield, HealthNet, and Kaiser.

AUTO
We offer virtually every type of automobile coverage for you and your family. And as an independent broker, we shop dozens of the largest names in Automobile insurance to find the right coverage and price to fit your individual needs. We also take the time to understand your personal situation because you may be eligible for any number of discounts such as Good Driver, Good Student, Multiple-Car, Professional Designation, or other discounts.

OTHER VEHICLES
We can provide coverage for Motorcycles, Motor Homes, Classic Cars, and Boats. With our numerous insurance company relationships, we have many different carriers and coverages to review and shop for the best rate for you.

HOME
The Liberty Company offers comprehensive Homeowners and Renters protection that goes beyond the ordinary from some of the premier carriers in the industry. Some of our programs include:

• Extended replacement coverage.
• Protection for your valuables, including jewelry, furs, silver, fine arts, credit cards, cellular phones and other valuables.
• Coverage for living expenses if you should be forced into temporary quarters due to a covered loss, such as fire, water damage, etc.
• Building code upgrade coverage. Also, if you combine your Homeowners or Renters insurance with your Auto insurance, you will likely receive a discount of up to 15% off of the already low rates we find for you. It makes sense and saves money to keep your car and home under the same insurance.
  

FLOATERS
We can provide coverage for your personal property that may not be automatically covered under your Homeowners and/or Renters policies. These items may include:

• High Value Jewelry
• “Engagement Ring Insurance”
• Oriental Rugs
• Fine Arts
• Silverware
• Collectibles, such as Comic Books; Stamp Collections; Specialty Collections
  Guns
  

EARTHQUAKE
Earthquakes are a real and present danger in California, yet the typical homeowners insurance policy does not cover earthquake damage. The Liberty Company offers Earthquake coverage offering broad protection for your greatest investment at a price that is surprisingly affordable. Avoid financial aftershocks and look into an Earthquake policy for your protection and peace of mind.

MECHANICAL BREAKDOWN INSURANCE
We are proud to offer Mechanical Breakdown Coverage (commonly referred to as Extended Warranty Coverage) through American Mercury Insurance, a subsidiary of the Mercury Insurance Group. This product offers more coverage than the warranties offered by Car Dealerships, and usually at half the price!

Coverage is available for new and used vehicles that qualify, and repairs can be done at any licensed facility in the United States. There is no limit to the number of claims that can be filed under the policy and all claims are handled by AMI staff, not third-party administrators. And there’s more...

• Low deductible
• Coverage is transferable (one time) to a private party
• Towing service, rental car coverage, trip interruption, and tire protection coverages are available for covered losses even during the factory warranty period Several convenient payment options
• Take the worry out of vehicle breakdowns, and let this coverage get you back on the road!! Please call our office for your free quote on Mechanical Breakdown Insurance before you purchase your next vehicle.

PERSONAL UMBRELLA
We recognize that the average size of liability suits has increased dramatically and our clients are at greater risk of litigation than ever. Even with a comprehensive Homeowners package, your basic insurance may not be enough. Umbrella insurance is designed to protect you and members of your household by providing a large additional layer of liability insurance over the liability limits of your auto, homeowner, boat or other personal insurance policies. It also gives you special coverages not found in most standard policies. If you have assets that could be at risk, you should consider a personal Umbrella policy

HEALTH and LIFE
The importance of quality Health Care cannot be overstated, nor can comprehensive coverage from a very respected Health insurance company. We can help you select the right policy for you and your family through the most respected carriers including, Blue Cross and Blue Shield. Both of these well known insurance companies offer several different plans, options, and deductibles, one of which is sure to meet your specific needs.

We also offer programs with Kaiser Permanente, and Health Net.

We also have access to all of the major Life insurance carriers and have several Health/Life specialists on our team to walk you through the application process, answer your questions about Term, Whole, and Universal Life products, and find the right fit for your situation.